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This is a definite area where worry can be overcome. The majority of people normally worry about money because they do not know their true situation. They have buried their head in the sand and do not want to face the facts. The facts are never as bad as one assumes they are. Why is this?

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As soon as we start to examine the facts we automatically start thinking of solutions. Therefore by the time we have studied the situation we have rationalised the options. Indeed a lot of the time there is no need to take a huge amount of action. Sometimes the immediate options are out of our control. Where they are not, plans should be formulated to achieve the outcome that is the best option for the situation.

Where worry exists because of your financial situation an immediate breakdown of income and outgoings is essential. This should give a realistic view of how bad (or good) your financial situation stands.

From this analysis options should become evident. Can income be increased or outgoings reduced? How much savings, if any, do you have? How long will this assist you through this tough situation? How big a shortfall exists? What can you do now to prevent your financial situation worsening? Do you need to contact your mortgage provider?

Your worry can be overcome but you must be proactive. If action is needed, take it. If you do whatever you are capable of doing then whatever else happens is fate. Fate will happen. It cannot be stopped.

If you read about me you will know that I have been penniless in a foreign country and become bankrupt in this country. I don’t look back on those periods with regret. I still had many good times and experiences alongside the bad ones. That happens all the time in life.

Live life as it comes. On the one hand you may be bankrupt but on the other you may have just met the partner of your dreams! Remember, worry can be overcome.

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